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The New York Times and Wall Street Journal bestseller!
“The Psychology of Wealth is a pertinent and comprehensive overview of the skills and mindset necessary for success. Prosperity can be achieved by anyone, and Dr. Richards shows the way.”
—Donald J. Trump
“What’s in your head determines what’s in your wallet. Dr. Richards gives you the mental hard-drive upgrade you need to finally achieve the greater prosperity and success you desire.”
—Darren Hardy, Publisher, SUCCESS magazine
“Dr. Richards shakes up our preconceptions about wealth by examining the psychological aspects of how we relate to money. When you understand the real sources of wealth in your life, you’ll find it much easier to achieve a more prosperous and happy life.”
—Jordan E. Goodman, America’s Money Answers Man at MoneyAnswers.com and Author of Master Your Money Type
“This might be one of the most important books you’ll ever read. If you feel like your life has been stuck in neutral—or even worse, put in reverse—Dr. Richards will set you on a clear path to success.”
—Barnet Bain, Producer, What Dreams May Come
About the Book:
Why do some people feel a perpetual state of lack and fear about money, while others feel genuinely prosperous, regardless of the size of their bank accounts? Why do some people shudder with dread when it comes to setting financial goals, while others embrace it with enthusiasm and confidence?
What makes the difference? Could it be in their relationship with money itself?
People who enjoy a healthy relationship with money share common habits and traits. So, how do they think, and what do they do differently? Are these behaviors hardwired in an individual’s psyche, or can they be learned?
In this provocative book, psychotherapist Dr. Charles Richards provides unexpected and encouraging answers to these questions. Based on his research and expert interviews, Dr. Richards shows how each of us can develop a thriving relationship with money and create a rich and rewarding life.
A t the book’s heart are the stories of people who have faced adversity with courage and created extraordinary lives. Their accounts—along with Dr. Richards’ interviews with finance professors, legislators, entrepreneurs, and mavens of success—pave a path to a brighter future for us all.
Today we live in a trying economic environment. Every day, popular financial advisors exhort us to hunker down, play it safe, and protect ourselves from an uncertain future. To the voices who promote fear and doubt, Dr. Richards answers with balance, wisdom, and optimism.
The Psychology of Wealth is for anyone interested in succeeding personally or professionally, and in achieving true prosperity. It offers golden steps on the path to a better life.
- Sales Rank: #904019 in eBooks
- Published on: 2012-01-06
- Released on: 2012-01-06
- Format: Kindle eBook
About the Author
Charles Richards, Ph.D., is a Doctor of Clinical Psychology, author, and licensed psychotherapist in private practice. He has trained and coached the senior executives of many Fortune 100 corporations, including General Motors, IBM, Apple, Motorola, SAP, Qualcomm, Whirlpool, Honda, and Sony.
Most helpful customer reviews
18 of 19 people found the following review helpful.
Interesting but not what the title promised
By Dr. Cathy Goodwin
I read a review copy of Psychology of Wealth, with he request to review honestly. The book's title holds a promise to talk about the psychology of wealth and the author is a psychotherapist with a PhD. Therefore, I anticipated a framework based on psychology.
If you define "psychology" loosely, the book delivers. It's an easy read, more like a Readers Digest collection than a book about psychology. The cover promises, "Understand your relationship with money and achieve prosperity."
The book consists of a series of stories about real people who achieved if not wealth, then a trip out of poverty. The stories are loosely tied to principles that are somewhat New-Age-y, such as the importance of service in wealth creation. "Self-esteem" has become a controversial concept, yet the author simply introduces the idea.
On the plus side, a series of success stories can be inspirational and certainly fun to read. On the other hand, it's hard to draw lessons or achieve greater understanding. We know we are given a condensed, upbeat version, so it's hard to view them as case studies. Moreover, it's easy to pick the stories apart. Did these people have some qualities that brought them success or were they just lucky? Without a more scientific approach, we won't know.
To take just one example; on page 163, Richards tells the story of "Deidra," a teacher who was down to her last five dollars before her next paycheck. (Was her check due the next day? In two weeks? We aren't told.) Deidra gave her last five dollars to a raffle for a charity. She won the raffle, getting something she'd always wanted: a ride in a hot air balloon.
I'm reminded of the story (which may be legendary) of Fedex's founder Fred Smith, who earned funds to make payroll by gambling in Las Vegas when the company was new. Like Deidra's story, we can admire, but it's hard to know what to take away.
What if Deidra had spent her last five dollars on a special treat for herself? Why is she livig from paycheck to paycheck with no savings? The story's lesson seems to come right from the New Age: "The psychology of wealth requires trusting that no matter what happens we will have enough." (p. 163).
To be sure, some advice draws on common sense, and often this advice will be useful. For instance,on page 220, the author writes, "Take advantage of what is available now ... Just keep moving in the right direction." That's what I advise career changers myself. However, I'd like to see more of a rationale and clearer examples.
If I wanted to be picky (and sometimes I guess I am), I would say that psychology doesn't require anything; it's a field of study and work that's science-based. It's not unreasonable to ask for a more scientific approach; I've seen academic research articles describing the influence of serendipity on careers! Some of this research could be applied here.
That's my ultimate source of dissatisfaction. If this book had been written by a life coach, with a title like, "Think your way to wealth," I probably wouldn't have chosen to read it; if I did, I'd be less critical. However, when a psychotherapist writes a book with the title "Psychology of Wealth," a reader's expectations will be different. Surely the author has learned a great deal from his clinical practice. Surely he's got some thoughtful conclusions about why some people seem to attract wealth and some are always broke.
9 of 9 people found the following review helpful.
Wealth is about much more than money
By Norman Reiss
For those of us who still think wealth is mostly about money and possessions, Charles Richards offers a very different perspective. Many of the ideas I've heard elsewhere, such as:
1. how life doesn't always get better once you attain a certain income level (often it gets worse)
2. how having self esteem will make you feel rich
3. why passion for your work is critical in achieving true wealth
4. we don't choose what happens to us in life, but we do choose how we choose to respond
5. trusting that we will have enough, no matter what
6. why giving to others makes us feel wealthy
7. having a 'conscious' approach to managing your finances and debt
8. being thankful for what you already have
Even though many of us will recognize these tips, this book provides a useful reminder that there's a lot more to wealth than how much you can earn or can afford to buy.
35 of 43 people found the following review helpful.
Must- have money book
By Mutlu Kilciler
This is best money management book as I have ever read until now.I finished it cover to cover without breathing today.There are lots of good stories in it.If anyone wants to know how we came to the these days he/she must read it.There are lots of advices in it. Highly recommended book.
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